Courtesy of iii.org Hurricanes are violent and dangerous to your family and your home. When a hurricane threatens to bear down, make sure that you know how to batten down your hatches and protect yourself, your loved ones and your property. When it's hurricane season Hurricane season starts June 1 and runs through November 30. But don't wait until a warning—take steps to prepare in advance for a potential hurricane—it's the best way to protect your family, your home and your business. For more preparedness tips, handy checklists (including ones you can personalize yourself) and evacuation planning advice to cover a variety of disasters, get the I.I.I.’s Know Your Plan app. It's a great tool to help get you and your family—including pets—organized and ready to act more quickly if a hurricane or other emergency strikes. When a hurricane watch is issued A hurricane watch is issued when there is a threat of a hurricane within a 24-36 hour period. At that time, you …
Hurricanes
Are You Prepared for A Hurricane?
Courtesy of iii.org Florida accounted for 13 percent of all U.S. insured catastrophe losses from 1987 to 2016: $70.8 billion out of $364.3 billion, based on data from the PCS division of ISO. (Adjusted for inflation by ISO using the GDP implicit price deflator.) Six of the 10 costliest hurricanes in U.S. history have impacted Florida. Four of these storms occurred within just two years: 2004 and 2005. (See chart.) The costliest hurricane, based on insured property losses to Florida, was 1992’s Hurricane Andrew. It caused $25.4 billion in damage to Florida and Louisiana (in 2018 dollars). (See chart.) Standard homeowners policies typically do not cover flood damage. Flood insurance is covered by the federally managed National Flood Insurance Program, but private flood insurance is becoming increasingly available. Florida leads the nation in the number of flood policies, according to the National Flood Insurance Program, with about 1.8 million policies in force in …
2018-How Bad Was the Hurricane Damage?
Courtesy of iii.org The 2018 Atlantic hurricane season was less active than the 2017 season but still caused extensive property damage across the southeastern United States, according to the Insurance Information Institute (I.I.I.). The 2018 hurricane season officially concludes tomorrow (Nov. 30) and saw the formation of 15 named storms. Eight of the 15 became hurricanes, and two (Florence and Michael) became major hurricanes, according to Philip Klotzbach, Ph.D., a research scientist with the Department of Atmospheric Science at Colorado State University (CSU). Klotzbach is also a non-resident scholar with the I.I.I. The original CSU forecast for 2018, presented in April, predicted slightly above-average hurricane activity with three major hurricanes. The seasonal outlooks CSU subsequently released in the summer envisioned less hurricane activity, with CSU forecasting 12 named storms, five hurricanes, and one major hurricane on Aug. 2. “Even in what ended up as an average …